Professional Liability
Offering Liability protection for your facility, clinical staff and volunteers against medical malpractice claims as a result from the services you provide.
Director's & Officer's
Liability
Protects individuals who serve as position directors, officers or on board of directors of a company from personal financial loss if they are sued for actions taken in their official capacity for mismanagement or wrongdoing.
General Liability
Protects your business against claims as the result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlements.
Employment Practices Liability
protects businesses from lawsuits filed by current, former, or prospective employees alleging violations of their rights. It covers defense costs, judgments, and settlements related to claims like wrongful termination, discrimination, harassment, and retaliation.
Excess & Umbrella Liability
Take your existing coverage a step further by adding additional limits to your current policies and ultimately giving you and your staff peace of mind.
Cyber Liability
protects against financial losses resulting from cyberattacks, data breaches, and other cyber incidents. It covers expenses like legal fees, regulatory fines, notifications to affected parties, and costs associated with data recovery and restoration.
Property & Auto
Liability
Covers damage to other people's property or injuries to others resulting from an accident where you are at fault. It's a type of auto insurance that provides financial protection for those damages or injuries, up to the policy limits.
Employee Health Benefits
Non-salary or wage compensation offered by employers to employees for their well-being, covering various aspects of healthcare. These benefits can include health insurance, dental, vision, life, and disability insurance, as well as flexible spending accounts (FSA) and wellness programs.
EMS and Ambulance
Liability
liability for negligence, which can lead to legal action and lawsuits. Negligence in this context refers to a failure to provide the standard of care that a reasonably prudent paramedic would provide in similar circumstances, resulting in harm to the patient.
Crime Coverage
Often part of a commercial insurance package, crime coverage protects businesses from financial losses resulting from various criminal acts. It covers losses due to employee dishonesty, theft, fraud, forgery, and other criminal activities.
Workers' Compensation
Provides medical and wage benefits to employees who are injured or become ill on the job. It's a mandatory system in most states, meaning employers are legally required to provide this insurance. We have access to the Montana State Fund as well as other commercial carriers.
Insurance Bonds
An insurance bond is a form of risk management that provides protection against financial loss due to specific circumstances such as failure to fulfill contract obligations or employee dishonesty and fraud.
Deadly Weapon Protection
In the off chance the unthinkable does happen, Yellowstone offers coverage and crisis management in the event of an attack.
Errors & Omissions Liability
A type of Professional Liability but we offer specific coverage for healthcare management companies. This coverage protects businesses from claims alleging they made mistakes or were negligent in the services they provided.
Medical Billing Error's & Omissions
Coverage for common regulatory actions, Medicare audits, Allegations of Non-Compliant Patient Referrals (STARK), Emergency Room Treatment (EMTALA), and alleged violations of Patient Privacy (HIPPA).
Fiduciary Liability
Coverage for the responsibility of fiduciaries, like trustees or plan administrators, for errors or omissions in the administration of employee benefit plans, specifically under the Employee Retirement Income Security Act (ERISA).
Systemic Liability
Protection in the event of an occurrence that originates from a continuous or repeated exposure to substantially the same conditions during medical care.
Fidelity Coverage
A type of insurance protection for businesses against financial losses caused by the dishonest acts of employees or trusted third parties. It helps businesses recover losses caused by fraudulent activities, which can be significant and potentially devastating, especially for small businesses.
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